Citrus Valley Physical Therapy

Insurance & Payment Options

Most people find out what physical therapy costs them after the visit. That is backwards. Tell us which plan you carry and we contact your insurer first, so you know what is covered, what your share looks like, and whether your plan wants a referral before you ever sit down with a therapist. Nobody here gets a surprise bill. If your carrier is not on our list, ask for the self-pay rate and we will quote it up front.

01How Verification Works

Three steps. No surprise bills.

01

You tell us your plan

Call or text (909) 353-7053, or send the appointment form on this page. Have your insurance card handy. The details on the front of it are all we need to start.

02

We verify your benefits

Our front desk contacts your plan directly and confirms what is covered, what your copay or deductible looks like, whether an authorization or referral is required, and whether your plan caps the number of visits.

03

You hear the numbers first

We explain what you will owe before you commit to a course of care, not weeks later in the mail. If we are not contracted with your plan, we say so plainly and give you the self-pay rate instead.

Do I Need a Referral?

In California you can start physical therapy without a physician referral for up to 45 days or 12 visits, whichever comes first. That means most people can book directly with us. Some insurance plans still require a referral for coverage, so we check yours during verification and tell you before your first visit.

Insurances Accepted
Aetna PPOAnthem Blue Cross PPOASH (American Specialty Health) Blue Shield of California PPOHealth Net PPOHealth Net Plus Kaiser PermanenteLoma Linda Managed CareMedicare Optum/UHCTriCare Health Net Federal ServicesTriCare For Life TriWest Healthcare Alliance (VAPC3, VA, CCN)

Those are the plans we are contracted with. Networks and plan names change, and coverage still varies from one policy to the next inside the same carrier, which is why we verify rather than guess. Please contact our Clinic via text or call for additional insurance information.

02Self-Pay Option

No insurance? No problem.

Plenty of people pay out of pocket here. A deductible that resets every January, a plan that caps visits, a carrier that is not on the list above, or simply not wanting the paperwork at all. None of that closes the door. Call or text and we will quote you the self-pay rate for the care you actually need, before you commit to anything.

Good to Know

Not sure what you're covered for? Call us at (909) 353-7053 →

Request an Appointment

Ready when you are.

HoursMon-Thu: 7:00am - 6:00pm | Fri: 7:00am - 4:00pm
Walk-insCall ahead
Talk to a physical therapist about what is going on. We'll call you today.

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Step 1 of 5
First things first. What's your name?
We'll need a name to book you in.
Best number to reach you?
A phone number lets us confirm same-day.
And your email?
We'll send your confirmation here.
What questions do you have about your pain or injury?
A few words is all we need.
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Request received.

We'll call within business hours to lock in your time.